Visa Innovation Program

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Local teams. Global scale.

Let’s co-create the future of payments!

The Visa Innovation Program will operate as a collaborative platform where fintechs and Visa’s business partners will work together for addressing market-wide challenges through tangible propositions.

The Program will focus on changing cash behavior to payments with cards under four major verticals: daily expenditures of Greek consumers, incoming tourist spend, transit, Government to Consumer (G2C), Consumer to Government (C2G), Business to Business (B2B) and Peer to Peer (P2P).

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The Program will encourage participants to follow a human-centered design approach and will leverage co-creation and open innovation methodologies in an effort to tailor their existing solutions as per specific needs and challenges of the market.

Fintechs will also be encouraged to leverage the Visa Developer Platform (VDP) which provides simplified and user-friendly access to many of Visa’s most in-demand products and services through APIs, allowing anyone to transform great ideas into new digital commerce experiences, while at the same time meeting industry standards.


Digital Economy

Enhance customer experience for daily transactions! (Expenses and revenues).

Develop innovative digital payments solutions that make our lives better (eg transit, culture, retail).

Accelerate card acceptance and digital payment adoption by SMEs & Small Businesses.

Disrupt the flow

  • Unlock new payment flows!
  • B2B - Business 2 Business
  • B2C - Government 2 Government
  • G2C - Government 2 Customer
  • C2G - Customer 2 Government
  • P2P - Peer 2 Peer

Replace cash with innovative multi channel digital solutions.

Co-create innovative solutions and services.

Cross Border

Enhance traveller value propositions.

Changing cash behavior to payments with cards & digital payments for incoming tourist spend.

Enhance global and local e-commerce customer experience.

Create innovative solutions for international money transfers.

General Application

Build and develop new digital habits through new use cases.

We welcome all solutions and ideas to change the future of payments!

Teams and Startups

Large and mid-sized, fintechs
with a fully or semi-operational solution that addresses market needs fully or at least partially.

Smaller fintechs
by catering their needs around accessing Visa-friendly service provider ecosystem and proof of concept (PoC) opportunities.

Εxisting startups
that will enhance their business model using available APIs and advanced payment technologies.


The program provides benefits such as:

Collaboration & POC

Possible collaboration and partnership opportunities of running a pilot POC with Visa, banks and other players via Visa Network

Mentoring & Inspiration

Guidance on your business model. You will have everything you need for an inspirational boost!

Visa Developer Platform

Access to many products and services through APIs


Modern infrastructure – Pleasant environment

Commercialisation support

Business and technology support by Crowdpolicy


Networking with experienced executives from the fintech ecosystem


This website and the innovation program is operated by Crowdpolicy. Your relationship is with Crowdpolicy and applications are made to them. You should only submit publicly available information as the information you submit during your application will not be treated as confidential information. If you are selected, your involvement in the program is conditional on you signing the Innovation Program Terms and Conditions, which form a binding contract between you and Crowdpolicy. Visa sponsors the program and may be involved in selection of participants, but Visa accepts no responsibility for the operation of the website or Innovation Program. For the avoidance of doubt, Crowdpolicy is not acting as an agent of Visa and has no authority to make commitments on behalf of Visa.


Want to grab this opportunity?

Want to contact us for further information about the program?